MD/PhD Program Stipends

MD/PhD students receive guaranteed financial support throughout their training, provided they remain in good academic standing. Funding begins in September of the first year of the program and continues until graduation.

Stipend support is structured differently during the MD and PhD phases of training.

During MD studies, funding is provided directly by the MD/PhD Program.
During PhD studies, funding is shared between the graduate supervisor and the MD/PhD Program.

This model ensures MD/PhD students receive financial support that is competitive and consistent with Temerty Medicine graduate funding standards, while recognizing the unique structure of clinician‑scientist training programs.

Note: Stipends do not directly pay tuition. Students are responsible for ensuring fees are paid when assessed.

While enrolled in the MD curriculum, students receive a minimum annual stipend that includes domestic tuition and mandatory incidental fees (based on year of program entry) and a living allowance.

Minimum annual stipends by entry year are as follows.

Students entering in 2023 or later receive tuition and incidentals plus a $21,000 living allowance, for total annual support of approximately $37,000.

Students entering between 2018 and 2022 receive tuition and incidentals plus an $18,000 living allowance, for total annual support of approximately $34,000.

Students entering in 2017 receive a $34,000 stipend plus a $1,000 annual research allowance.

Students entering between 2015 and 2016 receive a $32,000 stipend plus a $1,000 annual research allowance.

Students entering in 2014 or earlier receive a $30,000 stipend plus a $1,000 annual research allowance.

Living allowance levels are set to remain aligned with Temerty Medicine minimum doctoral funding expectations.

During full‑time PhD training, MD/PhD funding is provided through a shared model.

The graduate supervisor provides the minimum living allowance set by the student’s graduate unit, currently $21,000 or higher depending on unit policy.

The MD/PhD Program covers tuition and mandatory incidental fees.

This structure ensures MD/PhD students receive funding comparable to their graduate peers while remaining compliant with Temerty Medicine funding frameworks.

MD/PhD students are part of Physician Scientist Training Programs and are not directly governed by the Temerty Medicine Harmonized Base Funding Agreement.

However, living allowance levels are benchmarked to Temerty Medicine doctoral standards. MD/PhD students may receive funding above standard base funding levels in accordance with program guidelines, and award and top‑up practices follow Temerty Medicine principles unless otherwise specified.

MD/PhD stipend adjustments follow the Temerty Medicine Harmonized Student Stipend Agreement.

External awards of up to $2,000 may be retained in full by the student with no reduction to stipend support.

External awards over $2,000 are applied first to the supervisor’s contribution during the PhD phase, with any applicable top‑ups managed according to Temerty Medicine policy.

The Final‑Year Clerkship Stipend provided by the Ontario Ministry of Health is considered part of the MD/PhD stipend package.

This stipend is paid from September through June of the final MD year and is counted toward total annual stipend support.

Tuition fees are determined by the student’s year of entry into the MD/PhD Program.

For current rates, students should consult the Tuition Fee Schedules for Fall/Winter Sessions under Second Entry Undergraduate tuition and Graduate MD/PhD tuition.