MD/PhD Program Stipends

In general, provided that the student remains “in good standing”, MD/PhD students receive financial support, starting September of their first-year and continuing until graduation.

Important: Stipends do not directly cover tuition fees. Students are responsible for paying tuition fees independently. 

Stipend Structure by Phase of Study

During MD Studies

• The MD/PhD Program provides a stipend based on the student’s year of entry.
• Minimum annual stipend includes:
  • Domestic tuition and incidental fees (based on entry year)
  • A living allowance (see table below)

During PhD Studies

• Stipend support is shared between the graduate supervisor and the MD/PhD Program.
• Graduate supervisors are responsible for providing the minimum living allowance set by their academic unit (currently $21,000).
• The MD/PhD Program covers tuition and incidental fees.

This ensures MD/PhD students receive the same living allowance as their peers in the same graduate unit.

Tuition Information

Tuition is based on the student’s year of entry into the MD/PhD Program. To find the current MD/PhD tuition schedule visit the Tuition Fees & Schedules webpage

1. Tuition Fee Schedules: Fall-Winter Sessions
2. School of Graduate Studies
3. Domestic (Ontario and Non-Ontario Resident) Students & International Students
4. Domestic Fees – Second Entry UG & Masters & PhD
5. Table 13 MD / PhD

Final Year Clerkship Stipend

The “Final Year Clerkship Stipend” provided by the Ministry of Health is considered part of the 4th-year MD/PhD stipend. Students are paid from September to June in their final year.

International Students

International students are eligible for the MD/PhD Program and receive the same funding package as domestic students, based on domestic tuition rates. However, they are responsible for paying international tuition fees.

Minimum Annual Stipends by Entry Year

Stipends During Full-Time PhD Studies

MD/PhD students are not subject to the Temerty Faculty of Medicine Harmonized Base Funding Agreement.

Award Top-Ups and Adjustments

MD/PhD stipend top-ups follow the Temerty Medicine Harmonized Student Stipend Agreement. Key points:

• Awards over $2,000 are first applied to the supervisor’s portion of the stipend.
• If the award exceeds the supervisor’s contribution, the remainder is applied to the MD/PhD portion.
• Students receiving awards that exceed the base stipend + max top-up ($4,000) are not eligible for additional top-up.
• All awards must be reported to the MD/PhD Office. Failure to report may result in loss of stipend.
• Bursaries do not need to be reported.

Award Adjustment Table

These stipend and award practices reflect the Temerty Faculty of Medicine’s commitment to equitable funding for MD/PhD students and aligns with the Harmonized Base Funding Agreement standards.

Need Help?

Stipend payments can be complex. Students and graduate program administrators with questions should contact the IPST Program Manager.